{"id":6946,"date":"2023-12-11T13:45:00","date_gmt":"2023-12-11T21:45:00","guid":{"rendered":"https:\/\/www.sacregcf.org\/lo-que-esta-a-la-vuelta-de-la-esquina-en-2024\/"},"modified":"2024-08-20T15:24:12","modified_gmt":"2024-08-20T22:24:12","slug":"lo-que-esta-a-la-vuelta-de-la-esquina-en-2024","status":"publish","type":"post","link":"https:\/\/www.sacregcf.org\/es\/lo-que-esta-a-la-vuelta-de-la-esquina-en-2024\/","title":{"rendered":"Lo que est\u00e1 a la vuelta de la esquina en 2024"},"content":{"rendered":"\n
\n

A medida que 2023 da paso a 2024, sin duda est\u00e1 inundado de informaci\u00f3n sobre los diversos umbrales del IRS que est\u00e1n sujetos a ajustes.\nPero, \u00bfha pensado en c\u00f3mo cada uno de estos umbrales podr\u00eda estar conectado con las donaciones caritativas de sus clientes?\nAqu\u00ed hay algunos consejos para tener a mano mientras informa a sus clientes sobre los cambios para 2024 y tambi\u00e9n ay\u00fadales a preparar sus planes de donaciones ben\u00e9ficas para el pr\u00f3ximo a\u00f1o. <\/p>\n\n\n\n

1. Aumentos del COLA del Seguro Social<\/h2>\n\n\n\n

La Administraci\u00f3n del Seguro Social anunci\u00f3<\/a> un aumento del 3.2% en el ajuste por costo de vida (COLA, por sus siglas en ingl\u00e9s) que entrar\u00e1 en vigencia en enero. Este aumento es menos de la mitad del aumento del COLA de 2023 (que fue el m\u00e1s alto desde 1981) y refleja la disminuci\u00f3n de la inflaci\u00f3n en los \u00faltimos meses. <\/p>\n\n\n\n

Conexi\u00f3n con las donaciones caritativas: Los jubilados constituyen un grupo \u00fanico<\/a> en lo que respecta a las herramientas y t\u00e9cnicas relacionadas con las donaciones caritativas<\/strong>. El 72% de los Baby Boomers (\u00a1y el 88% de la Generaci\u00f3n Silenciosa!) donar<\/a> a organizaciones sin fines de lucro todos los a\u00f1os. Cuando se habla del aumento de la Seguridad Social, es un momento l\u00f3gico para mencionar tambi\u00e9n los planes de donaciones ben\u00e9ficas para 2024. <\/p>\n\n\n\n

2. Aumentos de deducci\u00f3n est\u00e1ndar<\/h2>\n\n\n\n

La deducci\u00f3n est\u00e1ndar<\/a> aumentar\u00e1 en 2024 en aproximadamente un 5.5% a $14,600 para contribuyentes solteros y $29,200 para parejas casadas que presentan una declaraci\u00f3n conjunta.<\/p>\n\n\n\n

Conexi\u00f3n con las donaciones caritativas<\/strong>: La deducci\u00f3n est\u00e1ndar presenta un factor importante en las donaciones caritativas.\nSus clientes cuyas donaciones a organizaciones sin fines de lucro, m\u00e1s otras deducciones, suman m\u00e1s que la deducci\u00f3n est\u00e1ndar son elegibles para detallar las deducciones.\nPuede valer la pena hablar con sus clientes sobre sus planes de donaciones ben\u00e9ficas para 2024 (\u00a1y sus planes de \u00faltima hora para 2023!) para evaluar si una estrategia de agrupamiento<\/a> podr\u00eda ser \u00fatil para maximizar el apoyo previsto de un cliente a las organizaciones sin fines de lucro favoritas durante los pr\u00f3ximos a\u00f1os. <\/p>\n\n\n\n

3. Tramos impositivos<\/h2>\n\n\n\n

Aunque las tasas impositivas en cada tramo impositivo<\/a>, que oscilan entre el 10% y el 37%, no est\u00e1n cambiando, los niveles de ingresos que definen cada tramo est\u00e1n aumentando. En t\u00e9rminos generales, sus clientes pueden ganar hasta un 5% m\u00e1s en 2024 y permanecer en su tramo impositivo de 2023. <\/p>\n\n\n\n

Conexi\u00f3n con las donaciones caritativas<\/strong>: Revisar los tramos impositivos con sus clientes es un buen momento para plantear la legislaci\u00f3n pendiente conocida como la Ley de Beneficencia<\/a>, que crear\u00eda una deducci\u00f3n universal incluso para los contribuyentes que no detallan. Una ley<\/a> similar de la era de la pandemia que desde entonces ha expirado ayud\u00f3 a impulsar las donaciones despu\u00e9s de la ca\u00edda en las donaciones que se produjo despu\u00e9s de que la deducci\u00f3n est\u00e1ndar aumentara en 2018. <\/p>\n\n\n\n

4. Distribuciones ben\u00e9ficas calificadas<\/h2>\n\n\n\n

Cada contribuyente de 70 a\u00f1os y medio o m\u00e1s puede dirigir hasta $105,000 en distribuciones de una IRA a una organizaci\u00f3n sin fines de lucro calificada en 2024, en comparaci\u00f3n<\/a> con $100,000 en 2023. Tenga en cuenta que su cliente puede hacer una QCD \u00fanica en la vida a un fideicomiso ben\u00e9fico remanente o anualidad de donaci\u00f3n caritativa por un monto de $53,000 en 2024 (ajustado a la inflaci\u00f3n de $50,000 en 2023).<\/p>\n\n\n\n

Conexi\u00f3n con las donaciones ben\u00e9ficas<\/strong>: Con la capacidad de donar m\u00e1s en 2024 que en 2023, sus clientes pueden evadir a\u00fan m\u00e1s el impuesto sobre la renta a trav\u00e9s de QCD y satisfacer una mayor parte de sus Distribuciones M\u00ednimas Requeridas<\/a> (RMD). Los<\/a> Fondos de Campo de Inter\u00e9s, Designados<\/a> y Sin Fines de Lucro<\/a> de la Fundaci\u00f3n proporcionan receptores efectivos de QCD. <\/p>\n<\/div>\n\n

\n
<\/div>\n\n\n\n

Este art\u00edculo se facilita \u00fanicamente con fines informativos. No pretende ser asesoramiento jur\u00eddico, contable o de planificaci\u00f3n financiera. <\/em><\/p>\n<\/div>\n\n

\n
\n
\"\"<\/figure>\n\n\n\n

Asesores, reciban lo \u00faltimo<\/p>\n\n\n\n

Cumpla con los objetivos de donaci\u00f3n de sus clientes y mant\u00e9ngase actualizado sobre lo \u00faltimo en filantrop\u00eda con nuestro bolet\u00edn mensual para asesores profesionales.<\/p>\n\n\n\n

\n
Inscribirse<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

Algunos consejos para tener a mano mientras informa a sus clientes sobre los cambios para 2024.<\/p>\n","protected":false},"author":8,"featured_media":6552,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tpgb_global_settings":"","_searchwp_excluded":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":"","_links_to":"","_links_to_target":""},"categories":[29],"tags":[],"class_list":["post-6946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacion-para-asesores"],"acf":[],"yoast_head":"\nLo que est\u00e1 a la vuelta de la esquina en 2024 - Sacramento Region Community Foundation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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