{"id":12033,"date":"2024-05-02T09:28:45","date_gmt":"2024-05-02T16:28:45","guid":{"rendered":"https:\/\/www.sacregcf.org\/ky-niem-su-da-dang-nhieu-tai-san-lam-qua-tang-tu-thien-tuyet-voi\/"},"modified":"2024-08-20T15:27:28","modified_gmt":"2024-08-20T22:27:28","slug":"ky-niem-su-da-dang-nhieu-tai-san-lam-qua-tang-tu-thien-tuyet-voi","status":"publish","type":"post","link":"https:\/\/www.sacregcf.org\/vi\/ky-niem-su-da-dang-nhieu-tai-san-lam-qua-tang-tu-thien-tuyet-voi\/","title":{"rendered":"K\u1ef7 ni\u1ec7m s\u1ef1 \u0111a d\u1ea1ng: Nhi\u1ec1u t\u00e0i s\u1ea3n l\u00e0m qu\u00e0 t\u1eb7ng t\u1eeb thi\u1ec7n tuy\u1ec7t v\u1eddi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Khi kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u00f3ng g\u00f3p cho m\u1ed9t qu\u1ef9 t\u1ea1i Foundation ho\u1eb7c t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn kh\u00e1c, h\u00e3y nh\u1eafc nh\u1edf h\u1ecd kh\u00f4ng t\u1ef1 \u0111\u1ed9ng ti\u1ebfp c\u1eadn v\u1edbi s\u1ed5 s\u00e9c!\nD\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c t\u00f9y ch\u1ecdn kh\u00e1c (v\u00e0 th\u01b0\u1eddng hi\u1ec3u bi\u1ebft h\u01a1n v\u1ec1 thu\u1ebf) \u0111\u1ec3 xem x\u00e9t: <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Ch\u1ee9ng kho\u00e1n th\u1ecb tr\u01b0\u1eddng<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Qu\u00e0 t\u1eb7ng c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao d\u00e0i h\u1ea1n cho <a href=\"https:\/\/www.sacregcf.org\/vi\/cac-nha-tai-tro\/quy-duoc-tu-van-cua-nha-tai-tro\/\">Qu\u1ef9 \u0111\u01b0\u1ee3c khuy\u00ean d\u00f9ng cho nh\u00e0 t\u00e0i tr\u1ee3<\/a> ho\u1eb7c lo\u1ea1i qu\u1ef9 Qu\u1ef9 kh\u00e1c lu\u00f4n l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch hi\u1ec3u bi\u1ebft nh\u1ea5t v\u1ec1 thu\u1ebf \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u1eeb thi\u1ec7n v\u00ec c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c thu\u1ebf l\u00e3i v\u1ed1n.\nV\u00ed d\u1ee5, qu\u00e0 t\u1eb7ng c\u1ee7a c\u1ed5 phi\u1ebfu giao d\u1ecbch c\u00f4ng khai r\u1ea5t d\u1ec5 chuy\u1ec3n v\u00e0o qu\u1ef9.\nNh\u00f3m Foundation c\u00f3 th\u1ec3 cung c\u1ea5p cho b\u1ea1n v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n c\u00e1c h\u01b0\u1edbng d\u1eabn chuy\u1ec3n giao \u0111\u1ec3 l\u00e0m cho qu\u00e1 tr\u00ecnh tr\u1edf n\u00ean \u0111\u01a1n gi\u1ea3n.    <\/p>\n\n<p class=\"wp-block-paragraph\">Nh\u01b0 tr\u01b0\u1eddng h\u1ee3p qu\u00e0 t\u1eb7ng ti\u1ec1n m\u1eb7t, Qu\u1ef9 s\u1ebd cung c\u1ea5p bi\u00ean lai cho m\u1ee5c \u0111\u00edch thu\u1ebf v\u00e0 qu\u00e0 t\u1eb7ng c\u1ed5 phi\u1ebfu s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ecbnh gi\u00e1 theo gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng h\u1ee3p l\u00fd c\u1ee7a c\u1ed5 phi\u1ebfu (trung b\u00ecnh c\u1ee7a gi\u00e1 tr\u1ecb cao v\u00e0 th\u1ea5p) v\u00e0o ng\u00e0y chuy\u1ec3n nh\u01b0\u1ee3ng.\nKhi Qu\u1ef9 b\u00e1n c\u1ed5 phi\u1ebfu, s\u1ed1 ti\u1ec1n thu \u0111\u01b0\u1ee3c ch\u1ea3y v\u00e0o qu\u1ef9 c\u1ee7a kh\u00e1ch h\u00e0ng m\u00e0 kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 kho\u1ea3n gi\u1ea3m thu\u1ebf l\u00e3i v\u1ed1n n\u00e0o v\u00ec Qu\u1ef9 l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c t\u1eeb thi\u1ec7n 501 (c) (3).\nTuy nhi\u00ean, \u0111i\u1ec1u \u0111\u00f3 s\u1ebd kh\u00f4ng x\u1ea3y ra n\u1ebfu kh\u00e1ch h\u00e0ng \u0111\u00e3 b\u00e1n c\u1ed5 phi\u1ebfu tr\u01b0\u1edbc v\u00e0 sau \u0111\u00f3 chuy\u1ec3n s\u1ed1 ti\u1ec1n thu \u0111\u01b0\u1ee3c cho Qu\u1ef9; Kh\u00e1ch h\u00e0ng s\u1ebd n\u1ee3 thu\u1ebf l\u00e3i v\u1ed1n khi b\u00e1n.\n\u0110\u1eb7c bi\u1ec7t trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng \u0111\u00e3 n\u1eafm gi\u1eef c\u1ed5 phi\u1ebfu trong m\u1ed9t th\u1eddi gian d\u00e0i v\u00e0 n\u00f3 t\u0103ng gi\u00e1 tr\u1ecb \u0111\u00e1ng k\u1ec3, l\u1ee3i nhu\u1eadn v\u1ed1n b\u1ecb \u1ea3nh h\u01b0\u1edfng c\u00f3 th\u1ec3 l\u1edbn.   <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>L\u1ee3i \u00edch kinh doanh \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ch\u1eb7t ch\u1ebd<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 xem x\u00e9t vi\u1ec7c t\u1eb7ng c\u1ed5 ph\u1ea7n c\u1ee7a m\u1ed9t doanh nghi\u1ec7p \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ch\u1eb7t ch\u1ebd cho m\u1ed9t qu\u1ef9 t\u1ea1i Qu\u1ef9.\nVi\u1ec7c chuy\u1ec3n nh\u01b0\u1ee3ng kh\u00f4ng ch\u1ec9 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb t\u1eeb thi\u1ec7n trong n\u0103m chuy\u1ec3n nh\u01b0\u1ee3ng (v\u00e0 theo gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng h\u1ee3p l\u00fd n\u1ebfu c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c n\u1eafm gi\u1eef trong h\u01a1n m\u1ed9t n\u0103m), m\u00e0 nh\u1eefng m\u00f3n qu\u00e0 n\u00e0y c\u0169ng c\u00f3 kh\u1ea3 n\u0103ng l\u00e0m gi\u1ea3m g\u00e1nh n\u1eb7ng thu\u1ebf thu nh\u1eadp g\u00e2y ra khi b\u00e1n doanh nghi\u1ec7p trong t\u01b0\u01a1ng lai.\nH\u00e3y ch\u1eafc ch\u1eafn n\u00f3i chuy\u1ec7n v\u1edbi nh\u00f3m c\u1ee7a ch\u00fang t\u00f4i t\u1ed1t tr\u01b0\u1edbc khi b\u1ea5t k\u1ef3 giao d\u1ecbch b\u00e1n ti\u1ec1m n\u0103ng n\u00e0o \u0111ang \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n; N\u1ebfu kh\u00f4ng, b\u1ea1n c\u00f3 th\u1ec3 m\u1ea5t l\u1ee3i \u00edch v\u1ec1 thu\u1ebf.\nQu\u00e0 t\u1eb7ng c\u1ee7a l\u1ee3i \u00edch kinh doanh \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ch\u1eb7t ch\u1ebd l\u00e0 m\u1ea1nh m\u1ebd nh\u01b0ng c\u00f3 th\u1ec3 <a href=\"\" target=\"\" rel=\"noopener\">kh\u00f3<\/a> qu\u1ea3n l\u00fd.     <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>QCD t\u1eeb IRA<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Nh\u01b0 m\u1ecdi khi, h\u00e3y nh\u1edb r\u1eb1ng Ph\u00e2n ph\u1ed1i t\u1eeb thi\u1ec7n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n (&#8220;QCD&#8221;) l\u00e0 m\u1ed9t c\u00e1ch r\u1ea5t th\u00f4ng minh \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u1eeb thi\u1ec7n.\nN\u1ebfu kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n tr\u00ean 70 tu\u1ed5i r\u01b0\u1ee1i, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 chuy\u1ec3n t\u1edbi 105,000 \u0111\u00f4 la (v\u00e0o n\u0103m 2024) t\u1eeb IRA \u0111\u1ebfn m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn nh\u1ea5t \u0111\u1ecbnh, bao g\u1ed3m b\u1ea5t k\u1ef3 qu\u1ef9 Foundation n\u00e0o kh\u00e1c ngo\u00e0i DAF, \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c QCD.\nN\u1ebfu kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n ph\u1ea3i tu\u00e2n theo c\u00e1c quy t\u1eafc v\u1ec1 Ph\u00e2n ph\u1ed1i t\u1ed1i thi\u1ec3u b\u1eaft bu\u1ed9c (RMD), QCD s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o c\u00e1c RMD \u0111\u00f3.\n\u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n tr\u00e1nh thu\u1ebf thu nh\u1eadp \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n \u0111\u01b0\u1ee3c ph\u00e2n ph\u1ed1i cho m\u1ed9t t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn.\nNh\u00f3m c\u1ee7a ch\u00fang t\u00f4i c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi b\u1ea1n v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n \u0111\u1ec3 xem qua c\u00e1c quy t\u1eafc cho QCD v\u00e0 \u0111\u00e1nh gi\u00e1 xem QCD c\u00f3 ph\u00f9 h\u1ee3p hay kh\u00f4ng.      <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea5t \u0111\u1ed9ng s\u1ea3n  <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Qu\u1ef9 Foundation c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t m\u00f3n qu\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb thu\u1ebf, ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111\u1ea5t n\u00f4ng nghi\u1ec7p ho\u1eb7c t\u00e0i s\u1ea3n th\u01b0\u01a1ng m\u1ea1i, theo nhi\u1ec1u c\u00e1ch kh\u00e1c nhau.\nM\u1ed9t m\u00f3n qu\u00e0 ho\u00e0n to\u00e0n lu\u00f4n l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn; Qu\u00e0 t\u1eb7ng tr\u1ecdn \u0111\u1eddi c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n do kh\u00e1ch h\u00e0ng n\u1eafm gi\u1eef trong h\u01a1n m\u1ed9t n\u0103m \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb cho m\u1ee5c \u0111\u00edch thu\u1ebf thu nh\u1eadp \u1edf m\u1ee9c 100% gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng h\u1ee3p l\u00fd (th\u1ea9m \u0111\u1ecbnh \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n) c\u1ee7a t\u00e0i s\u1ea3n v\u00e0o ng\u00e0y t\u1eb7ng qu\u00e0, \u0111i\u1ec1u n\u00e0y c\u0169ng tr\u00e1nh thu\u1ebf l\u00e3i v\u1ed1n v\u00e0 l\u00e0m gi\u1ea3m gi\u00e1 tr\u1ecb b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u1ecbu thu\u1ebf c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n.\nC\u00e1c c\u00e1ch kh\u00e1c \u0111\u1ec3 cung c\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n bao g\u1ed3m b\u00e1n h\u00e0ng gi\u00e1 r\u1ebb ho\u1eb7c chuy\u1ec3n sang qu\u1ef9 t\u00edn th\u00e1c t\u1eeb thi\u1ec7n c\u00f2n l\u1ea1i t\u1ea1o ra thu nh\u1eadp tr\u1ecdn \u0111\u1eddi cho kh\u00e1ch h\u00e0ng v\u00e0 c\u00f3 th\u1ec3 l\u00e0 gia \u0111\u00ecnh kh\u00e1ch h\u00e0ng.  <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng b\u1ecf qua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 t\u1eeb thi\u1ec7n hi\u1ec7u qu\u1ea3, cho d\u00f9 b\u1eb1ng c\u00e1ch \u0111\u1eb7t t\u00ean qu\u1ef9 Foundation c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng ho\u1eb7c, trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u1ecdn \u0111\u1eddi, h\u00e3y \u0111\u1eb7t t\u00ean qu\u1ef9 l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng <em>v\u00e0<\/em> t\u1ef1 chuy\u1ec3n giao ch\u00ednh s\u00e1ch.\nN\u1ebfu kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n chuy\u1ec3n nh\u01b0\u1ee3ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u00f3ng g\u00f3p h\u00e0ng n\u0103m, \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb thu\u1ebf cho Qu\u1ef9 \u0111\u1ec3 trang tr\u1ea3i ph\u00ed b\u1ea3o hi\u1ec3m.   <\/p>\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i mong mu\u1ed1n \u0111\u01b0\u1ee3c l\u00e0m vi\u1ec7c v\u1edbi b\u1ea1n \u0111\u1ec3 kh\u00e1m ph\u00e1 t\u1ea5t c\u1ea3 c\u00e1c t\u00f9y ch\u1ecdn!  <\/p>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ch\u00fang t\u00f4i s\u1eb5n l\u00f2ng cung c\u1ea5p danh s\u00e1ch nhi\u1ec1u lo\u1ea1i t\u00e0i s\u1ea3n m\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 tri\u1ec3n khai \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u1ea3 m\u1ee5c ti\u00eau thu\u1ebf v\u00e0 t\u1eeb thi\u1ec7n c\u1ee7a h\u1ecd.<\/p>\n","protected":false},"author":8,"featured_media":8999,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tpgb_global_settings":"","_searchwp_excluded":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":"","_links_to":"","_links_to_target":""},"categories":[69],"tags":[],"class_list":["post-12033","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thong-tin-chi-tiet-ve-co-van"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>K\u1ef7 ni\u1ec7m s\u1ef1 \u0111a d\u1ea1ng: Nhi\u1ec1u t\u00e0i s\u1ea3n l\u00e0m qu\u00e0 t\u1eb7ng t\u1eeb thi\u1ec7n tuy\u1ec7t v\u1eddi - Sacramento Region Community Foundation<\/title>\n<meta name=\"robots\" content=\"index, follow, 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