{"id":28780,"date":"2026-01-13T13:07:46","date_gmt":"2026-01-13T21:07:46","guid":{"rendered":"https:\/\/www.sacregcf.org\/countdown-to-2026-10-tips-for-charitable-giving-copy-1-2-copy-1\/"},"modified":"2026-06-30T19:55:14","modified_gmt":"2026-07-01T02:55:14","slug":"keep-going-why-donor-advised-funds-dafs-are-still-essential","status":"publish","type":"post","link":"https:\/\/www.sacregcf.org\/vi\/keep-going-why-donor-advised-funds-dafs-are-still-essential\/","title":{"rendered":"Keep going: Why Donor Advised Funds (DAFs) Are Still Essential"},"content":{"rendered":"\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">For many CPAs, estate planning attorneys, and financial advisors, the end of 2025 brought a whirlwind of charitable planning activity among high-earner clients. That\u2019s because many taxpayers wanted to maximize the tax benefits of their charitable donations before the 0.5% \u201cfloor\u201d and 35% \u201ccap\u201d on charitable deductions kicked in on January 1, 2026 under new <a href=\"https:\/\/www.cnn.com\/2025\/07\/27\/business\/new-rules-charitable-deductions\">tax laws<\/a>. <a href=\"https:\/\/www.sacregcf.org\/donors\/donor-advised-funds\/\">Donor Advised Funds<\/a> in particular played a big role in many late-2025 planning strategies because affected taxpayers could transfer assets to a DAF in 2025, achieve optimal tax results, and then thoughtfully recommend grants to favorite causes from the DAF in 2026 and beyond.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So what now? Should you still recommend that your clients establish and use DAFs at the Foundation to organize their charitable giving?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Absolutely yes! DAFs remain a <a href=\"https:\/\/www.fa-mag.com\/news\/why-some-advisors-are-big-on-donor-advised-funds-85007.html?issue=391\">highly relevant<\/a> and strategic tool for your clients. The IRS\u2019s new deductibility limits may reduce the marginal tax benefit of giving for some of your clients, but nothing has changed about the DAF\u2019s broader planning advantages for all of your charitable clients. Here\u2019s why:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fundamentally, regardless of tax benefits, your clients\u2019 charitable intent is driven by values, legacy, and a desire for community impact. That\u2019s why you want to offer your clients the most effective charitable planning vehicles available to achieve charitable goals. A DAF at the Foundation often plays a crucial role in a client\u2019s overall philanthropy structure.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A DAF still allows clients to separate the timing of their charitable deduction from the timing of their actual grants to favorite causes, thereby preserving flexibility in years when income is unusually high or coming in handy when planning around liquidity events, even if the deduction is partially constrained under new laws.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Foundation DAFs, in particular, provide benefits that extend well beyond the tax code. That\u2019s because of our team\u2019s local expertise, deep knowledge of regional nonprofits, and ability to help your clients align their giving with real community needs.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>When you work with the Foundation, you can confidently recommend a DAF because you know the client will receive administrative simplicity, top-notch service, and plenty of opportunities for deep community connections and multigenerational philanthropy.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">DAFs at the Foundation support your clients\u2019 <a href=\"https:\/\/insurancenewsnet.com\/innarticle\/helping-clients-maximize-the-impact-of-their-charitable-giving\">holistic<\/a> wealth and legacy planning goals. Our team makes it easy for you, as the advisor, to integrate a DAF into a client\u2019s estate plan, use a DAF to smooth charitable giving over time as a client\u2019s income ebbs and flows, and lean on the DAF as a platform for strategic philanthropy that can evolve alongside a client\u2019s unique life and financial circumstances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Our team makes it easy for you, as the advisor, to integrate a DAF into a client\u2019s estate plan.<\/p>\n","protected":false},"author":8,"featured_media":28777,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"tpgb_global_settings":"","_searchwp_excluded":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":"","_links_to":"","_links_to_target":""},"categories":[12],"tags":[],"class_list":["post-28780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisors"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Keep going: Why Donor Advised Funds (DAFs) Are Still Essential - Sacramento Region Community Foundation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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