{"id":22296,"date":"2025-03-10T13:57:52","date_gmt":"2025-03-10T20:57:52","guid":{"rendered":"https:\/\/www.sacregcf.org\/ira%e3%80%81qcd-%e5%92%8c%e6%82%a8\/"},"modified":"2026-06-28T19:38:46","modified_gmt":"2026-06-29T02:38:46","slug":"ira%e3%80%81qcd-%e5%92%8c%e6%82%a8","status":"publish","type":"post","link":"https:\/\/www.sacregcf.org\/zh-hans\/ira%e3%80%81qcd-%e5%92%8c%e6%82%a8\/","title":{"rendered":"IRA\u3001QCD \u548c\u60a8"},"content":{"rendered":"\n<section class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-e9774c92 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--16)\">\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\"><strong>\u4e2a\u4eba\u9000\u4f11\u8d26\u6237<\/strong>\uff0c\u901a\u5e38\u79f0\u4e3a <strong>IRA<\/strong>\uff0c\u662f\u4e3a\u9000\u4f11\u50a8\u84c4\u548c\u8fdb\u884c\u5ef6\u7a0e\u6295\u8d44\u7684\u7edd\u4f73\u9009\u62e9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\">\u5982\u679c\u60a8\u62e5\u6709 IRA \u5e76\u4e14\u5e74\u6ee1 70 1\/2 \u5c81\uff0c\u60a8\u6bcf\u5e74\u6700\u591a\u53ef\u4ee5\u514d\u7a0e\u5411\u6148\u5584\u7ec4\u7ec7\u8f6c\u8d26 108,000 \u7f8e\u5143\u3002\u8fd9\u4e9b\u8f6c\u8d26\u88ab\u79f0\u4e3a <strong>\u5408\u683c\u7684\u6148\u5584\u5206\u914d<\/strong>\uff0c\u79f0\u4e3a <strong>QCD<\/strong>\uff0c\u662f\u4e00\u79cd\u4f7f\u5bf9\u60a8\u6700\u91cd\u8981\u7684\u4e8b\u4e1a\u53d7\u76ca\u5e76\u83b7\u5f97\u7a0e\u6536\u4f18\u60e0\u4f5c\u4e3a\u56de\u62a5\u7684\u7b80\u5355\u65b9\u6cd5\u3002\u6b64\u5916\uff0c\u5982\u679c\u60a8\u5e74\u6ee1 73 \u5c81\uff0cQCD \u5c06\u8ba1\u5165\u60a8 <strong>\u5f53\u5e74\u6240\u9700\u7684\u6700\u4f4e\u5206\u914d<\/strong> \uff08 <strong>RMD<\/strong>\uff09\u3002  <\/p>\n<\/section>\n\n<section class=\"wp-block-group has-background has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7a3e23f6 wp-block-group-is-layout-constrained\" style=\"background-color:#f6f6f6;margin-top:var(--wp--preset--spacing--36);margin-bottom:var(--wp--preset--spacing--36);padding-top:var(--wp--preset--spacing--16);padding-right:var(--wp--preset--spacing--36);padding-bottom:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--36)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:95%\">\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u89c1\u5b9a\u4e49<\/h3>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:95%\">\n<p class=\"wp-block-paragraph\"><strong>\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 \uff08IRA\uff09\uff1a<\/strong>\u4e00\u79cd\u7a0e\u6536\u4f18\u60e0\u7684\u4e2a\u4eba\u50a8\u84c4\u5b89\u6392\uff0c\u5141\u8bb8\u60a8\u4e3a\u9000\u4f11\u7559\u51fa\u8d44\u91d1\u3002\u6709\u51e0\u79cd\u4e0d\u540c\u7c7b\u578b\u7684 IRA\uff0c\u5305\u62ec\u4f20\u7edf IRA \u548c\u7f57\u65af IRA\u3002\u60a8\u53ef\u4ee5\u5411\u94f6\u884c\u3001\u4fdd\u9669\u516c\u53f8\u6216\u5176\u4ed6\u91d1\u878d\u673a\u6784\u8bbe\u7acb IRA\u3002  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5408\u683c\u6148\u5584\u5206\u914d \uff08QCD\uff09\uff1a<\/strong>\u4ece IRA \u5411\u5408\u683c\u6148\u5584\u673a\u6784\u7684\u514d\u7a0e\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6240\u9700\u6700\u4f4e\u5206\u914d \uff08RMD\uff09\uff1a<\/strong>\u8fbe\u5230\u4e00\u5b9a\u5e74\u9f84\u540e\uff0c\u60a8\u6bcf\u5e74\u5fc5\u987b\u4ece\u9000\u4f11\u8d26\u6237\u4e2d\u63d0\u53d6\u7684\u6700\u4f4e\u91d1\u989d\u3002<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/section>\n\n<section class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-e9774c92 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--16)\">\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\"><strong>\u60a8\u53ef\u4ee5\u901a\u8fc7 IRA \u76f4\u63a5\u5c06\u514d\u7a0e QCD \u5b58\u5165\u60a8\u5728\u8428\u514b\u62c9\u95e8\u6258\u5730\u533a\u793e\u533a\u57fa\u91d1\u4f1a\u7684\u6148\u5584\u57fa\u91d1\u3002<\/strong>  \u867d\u7136\u8fd9\u4e9b\u5206\u914d\u4e0d\u80fd\u5728\u60a8\u7684\u6240\u5f97\u7a0e\u7533\u62a5\u8868\u4e0a\u4f5c\u4e3a\u6148\u5584\u6350\u6b3e\u6263\u9664\uff0c\u4f46\u5b83\u4eec\u4f1a\u5f71\u54cd\u60a8\u7684\u7a0e\u6b3e\uff0c\u56e0\u4e3a\u5b83\u4eec\u4e0d\u88ab\u89c6\u4e3a\u60a8\u7684\u5e94\u7a0e\u6536\u5165\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\">\u6350\u8d60\u8005\u53ef\u4ee5\u5229\u7528\u51e0\u79cd\u521b\u9020\u6027\u7684\u65b9\u5f0f\uff0c\u901a\u8fc7\u4ed6\u4eec\u7684 IRA \u5411\u57fa\u91d1\u4f1a\u6350\u6b3e\u6765\u6307\u5bfc\u4ed6\u4eec\u7684 QCD\u3002<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:95%\">\n<ul class=\"wp-block-list\">\n<li>\u5728 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e5%86%b2%e5%87%bb\/%e6%8d%90%e8%b5%a0%e5%a4%a7%e6%97%a5%e5%ad%90\/\">Big Day of Giving \u671f\u95f4<\/a>\u4f7f\u7528\u60a8\u7684 QCD \u652f\u6301\u975e\u8425\u5229\u7ec4\u7ec7\u3002<\/li>\n\n\n\n<li>\u5411\u6211\u4eec\u4f17\u591a <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e9%9d%9e%e8%90%a5%e5%88%a9%e5%9f%ba%e9%87%91\/\">\u7684\u975e\u8425\u5229\u57fa\u91d1<\/a> \u6216\u5176\u4ed6\u7c7b\u578b\u7684\u6148\u5584\u57fa\u91d1\u4e4b\u4e00\u6350\u6b3e\u3002<\/li>\n\n\n\n<li>\u5efa\u7acb\u4e00\u4e2a\u53ef\u4ee5\u63a5\u53d7 QCD \u7684\u65b0\u57fa\u91d1\uff0c\u4f8b\u5982 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e5%a5%96%e5%ad%a6%e5%9f%ba%e9%87%91\/\">\u5956\u5b66\u91d1 <\/a>\u6216 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e5%85%b4%e8%b6%a3%e5%9f%ba%e9%87%91%e9%a2%86%e5%9f%9f\/\">\u5174\u8da3\u9886\u57df<\/a> \u57fa\u91d1\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\">\u5f88\u9057\u61be\uff0c\u6350\u8d60\u8005\u5efa\u8bae\u57fa\u91d1 \uff08DAF\uff09 \u4e0d\u63a5\u53d7 QCD\u3002\u7136\u800c\uff0c\u6211\u4eec\u7684 Donor Advised \u57fa\u91d1\u6301\u6709\u4eba\u5df2\u7ecf\u5229\u7528\u8fd9\u4e9b\u66ff\u4ee3\u65b9\u6848\u901a\u8fc7\u57fa\u91d1\u4f1a\u6307\u5bfc\u4ed6\u4eec\u7684 QCD\u3002\u8bf7\u8054\u7cfb\u6211\u4eec\u7684\u56e2\u961f\u8ba8\u8bba\u8fd9\u4e9b\u9009\u9879\u3002  <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/section>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<figure class=\"wp-block-image alignwide size-full\"><img decoding=\"async\" width=\"1589\" height=\"809\" data-src=\"https:\/\/www.sacregcf.org\/wp-content\/uploads\/2025\/03\/IRAs-and-QCDs-Chart.png\" alt=\"&#x5206;&#x5C42;&#x6D41;&#x7A0B;&#x56FE;&#x663E;&#x793A;&#x4E86;&#x6350;&#x8D60;&#x8005;&#x901A;&#x8FC7;&#x4E2A;&#x4EBA;&#x9000;&#x4F11;&#x8D26;&#x6237;&#xFF08;IRA&#xFF09;&#x6350;&#x8D60;&#x65F6;&#x53EF;&#x9009;&#x62E9;&#x7684;&#x4E0D;&#x540C;&#x9009;&#x9879;&#x3002;IRA&#x53EF;&#x4EE5;&#x7528;&#x4E8E;&#x4E2A;&#x4EBA;&#x7684;&#x5408;&#x683C;&#x6148;&#x5584;&#x5206;&#x914D;&#xFF08;CQD&#xFF09;&#x548C;&#x6700;&#x4F4E;&#x6700;&#x4F4E;&#x5206;&#x914D;&#xFF08;RMD&#xFF09;&#xFF0C;&#x5728;&#x57FA;&#x91D1;&#x4F1A;&#x6709;&#x591A;&#x79CD;&#x9009;&#x62E9;&#x3002; \" class=\"wp-image-21987 lazyload\" data-srcset=\"https:\/\/www.sacregcf.org\/wp-content\/uploads\/2025\/03\/IRAs-and-QCDs-Chart.png 1589w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2025\/03\/IRAs-and-QCDs-Chart-300x153.png.webp 300w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2025\/03\/IRAs-and-QCDs-Chart-1024x521.png.webp 1024w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2025\/03\/IRAs-and-QCDs-Chart-768x391.png.webp 768w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2025\/03\/IRAs-and-QCDs-Chart-1536x782.png.webp 1536w\" data-sizes=\"(max-width: 1589px) 100vw, 1589px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1589px; --smush-placeholder-aspect-ratio: 1589\/809;\" \/><\/figure>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<section class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-e9774c92 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--16)\">\n<p class=\"wp-block-paragraph\" style=\"padding-right:0;padding-left:0\">\u5982\u679c\u60a8\u4ece IRA \u5411\u8428\u514b\u62c9\u95e8\u6258\u5730\u533a\u793e\u533a\u57fa\u91d1\u4f1a\u6350\u6b3e\uff0c\u8bf7\u8ba9\u60a8\u7684 IRA \u6258\u7ba1\u4eba\u76f4\u63a5\u5411\u57fa\u91d1\u4f1a\u53d1\u9001\u5206\u914d\u652f\u7968\uff0c\u6216\u8005\u60a8\u53ef\u4ee5\u4ece\u60a8\u7684 IRA \u652f\u7968\u7c3f\u4e2d\u7ed9\u6211\u4eec\u5199\u4e00\u5f20\u652f\u7968\u3002\u91cd\u8981\u7684\u662f\uff0c\u652f\u7968\u8981\u5f00\u7ed9\u57fa\u91d1\u4f1a\uff0c\u8fd9\u6837\u5b83\u5c31\u4e0d\u4f1a\u7b97\u4f5c\u60a8\u7684\u6240\u5f97\u7a0e\u3002\u5982\u679c\u60a8\u5e0c\u671b\u60a8\u7684\u6350\u8d60\u7528\u4e8e\u652f\u6301\u7279\u5b9a\u7684\u6148\u5584\u57fa\u91d1\uff0c\u8bf7\u5c3d\u53ef\u80fd\u5728\u652f\u7968\u4e0a\u6ce8\u660e\u57fa\u91d1\u540d\u79f0\u3002\u5426\u5219\uff0c\u8bf7\u8054\u7cfb\u6211\u4eec\u7684\u56e2\u961f\u5bfb\u6c42\u5e2e\u52a9\u3002   <\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/section>\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rcf-faq-accordion\" id=\"faq-accordion-block_39ec4758e751daf41120c0219276ef41\">\n                    <div class=\"rcf-faq-accordion__item\" data-index=\"0\">\n            <div class=\"rcf-faq-accordion__item__indicator\">\n                <svg class=\"first-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#f7941d\" \/>\n                <\/svg>\n                <svg class=\"second-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#f7941d\" \/>\n                <\/svg>\n\n            <\/div>\n            <div class=\"rcf-faq-accordion__item__content\">\n                <div class=\"rcf-faq-accordion__item__content__question\">\n                    \u6211\u4e3a\u4ec0\u4e48\u8981\u5229\u7528 QCD\uff1f                <\/div>\n                <div class=\"rcf-faq-accordion__item__content__answer\">\n                    <ul>\n<li>\u5b83\u662f\u514d\u7a0e\u7684\u3002<\/li>\n<li>\u5b83\u53ef\u4ee5\u6ee1\u8db3\u60a8\u7684\u5168\u90e8\u6216\u90e8\u5206 RMD\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"rcf-faq-accordion__item\" data-index=\"1\">\n            <div class=\"rcf-faq-accordion__item__indicator\">\n                <svg class=\"first-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#0a90a4\" \/>\n                <\/svg>\n                <svg class=\"second-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#0a90a4\" \/>\n                <\/svg>\n\n            <\/div>\n            <div class=\"rcf-faq-accordion__item__content\">\n                <div class=\"rcf-faq-accordion__item__content__question\">\n                    \u5411\u57fa\u91d1\u4f1a\u7684\u6148\u5584\u57fa\u91d1\u8fdb\u884c QCD \u9700\u8981\u4ec0\u4e48\uff1f                <\/div>\n                <div class=\"rcf-faq-accordion__item__content__answer\">\n                    <ul>\n<li>\u5206\u53d1\u65f6\u60a8\u5fc5\u987b\u5e74\u6ee1 70 1\/2 \u5c81\u3002<\/li>\n<li>2025 \u5e74\u7684\u603b\u5206\u914d\u4e0d\u80fd\u8d85\u8fc7 108,000 \u7f8e\u5143\u3002<\/li>\n<li>\u5206\u914d\u5fc5\u987b\u76f4\u63a5\u4ece\u60a8\u7684 IRA \u6258\u7ba1\u4eba\u652f\u4ed8\u7ed9\u8428\u514b\u62c9\u95e8\u6258\u5730\u533a\u793e\u533a\u57fa\u91d1\u4f1a\uff0c\u6216\u8005\u60a8\u53ef\u4ee5\u5199\u4e00\u5f20\u4ece IRA \u652f\u7968\u7c3f\u4e2d\u652f\u4ed8\u7684\u652f\u7968\u3002\u8bf7\u54a8\u8be2\u6211\u4eec\u7684\u56e2\u961f\uff0c\u4ee5\u4fbf\u6211\u4eec\u4e86\u89e3\u60a8\u7684\u610f\u56fe\uff0c\u5e76\u786e\u4fdd\u60a8\u7684\u6350\u6b3e\u5b58\u5165\u6b63\u786e\u7684\u6148\u5584\u57fa\u91d1\u3002 <\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"rcf-faq-accordion__item\" data-index=\"2\">\n            <div class=\"rcf-faq-accordion__item__indicator\">\n                <svg class=\"first-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#8dc63f\" \/>\n                <\/svg>\n                <svg class=\"second-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#8dc63f\" \/>\n                <\/svg>\n\n            <\/div>\n            <div class=\"rcf-faq-accordion__item__content\">\n                <div class=\"rcf-faq-accordion__item__content__question\">\n                    \u5982\u679c\u6211\u60f3\u5728 Big Day of Giving \u4e2d\u4f7f\u7528 QCD \u600e\u4e48\u529e\uff1f                <\/div>\n                <div class=\"rcf-faq-accordion__item__content__answer\">\n                    <p>\u8981\u5411\u975e\u8425\u5229\u7ec4\u7ec7\u8fdb\u884c QCD \u4ee5\u53c2\u52a0 Big Day of Giving\uff0c\u8bf7\u6267\u884c\u4ee5\u4e0b\u6b65\u9aa4\uff1a<\/p>\n<ul>\n<li>\u8ba9\u60a8\u7684 IRA \u6258\u7ba1\u4eba\u76f4\u63a5\u5c06\u652f\u7968\u5bc4\u7ed9\u8428\u514b\u62c9\u95e8\u6258\u5730\u533a\u793e\u533a\u57fa\u91d1\u4f1a\uff0c\u6216\u5199\u4e00\u5f20\u4ece\u60a8\u7684 IRA \u652f\u7968\u7c3f\u4e2d\u652f\u4ed8\u7684\u652f\u7968\u3002\u57fa\u91d1\u4f1a\u5e0c\u671b\u5728 4 \u6708 30 \u65e5\u5927\u6350\u8d60\u65e5\u7684\u524d\u4e00\u5929\u6536\u5230\u60a8\u7684\u652f\u7968\u3002 <\/li>\n<li>\u5411\u57fa\u91d1\u4f1a\u5de5\u4f5c\u4eba\u5458\u63d0\u4f9b\u4e00\u4efd\u60a8\u5e0c\u671b\u5728 Big Day of Giving \u671f\u95f4\u652f\u6301\u7684\u7ec4\u7ec7\u540d\u5355\uff0c\u4ee5\u53ca\u6bcf\u4e2a\u7ec4\u7ec7\u5e94\u83b7\u5f97\u7684\u91d1\u989d\u3002<\/li>\n<li>\u57fa\u91d1\u4f1a\u5de5\u4f5c\u4eba\u5458\u4f1a\u5c06\u4f60\u7684\u652f\u7968\u5206\u914d\u7ed9\u4f60\u9009\u62e9\u7684\u7ec4\u7ec7\uff0c\u4f60\u7684\u793c\u7269\u5c06\u8ba1\u5165\u4ed6\u4eec\u7684 Big Day of Giving \u603b\u989d\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"rcf-faq-accordion__item\" data-index=\"3\">\n            <div class=\"rcf-faq-accordion__item__indicator\">\n                <svg class=\"first-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#2b3990\" \/>\n                <\/svg>\n                <svg class=\"second-plus\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <path d=\"M17.3334 17.9645H24.0001C24.3537 17.9645 24.6928 17.824 24.9429 17.574C25.1929 17.3239 25.3334 16.9848 25.3334 16.6312C25.3334 16.2776 25.1929 15.9384 24.9429 15.6884C24.6928 15.4383 24.3537 15.2979 24.0001 15.2979H17.3334H14.6667H8.00008C7.64646 15.2979 7.30732 15.4383 7.05727 15.6884C6.80722 15.9384 6.66675 16.2776 6.66675 16.6312C6.66675 16.9848 6.80722 17.3239 7.05727 17.574C7.30732 17.824 7.64646 17.9645 8.00008 17.9645H14.6667H17.3334Z\" fill=\"#2b3990\" \/>\n                <\/svg>\n\n            <\/div>\n            <div class=\"rcf-faq-accordion__item__content\">\n                <div class=\"rcf-faq-accordion__item__content__question\">\n                    \u6211\u53ef\u4ee5\u4f7f\u7528\u6211\u7684 401K \u6765\u63a5\u6536 QCD \u5417\uff1f                <\/div>\n                <div class=\"rcf-faq-accordion__item__content__answer\">\n                    <p>QCD \u7279\u5b9a\u4e8e IRA\u3002\u5982\u679c\u60a8\u6ca1\u6709 IRA\uff0c\u60a8\u53ef\u4ee5\u5c06\u517b\u8001\u91d1\u3001\u5229\u6da6\u5206\u4eab\u3001401\uff08k\uff09 \u6216 403\uff08b\uff09 \u8ba1\u5212\u7684\u8d44\u4ea7\u8f6c\u5165 IRA\uff0c\u7136\u540e\u4ece IRA \u76f4\u63a5\u8f6c\u79fb\u5230\u57fa\u91d1\u4f1a\u3002 <\/p>\n<p>\u5728\u7ee7\u7eed\u4ece\u60a8\u7684 IRA \u8fdb\u884c\u5206\u914d\u4e4b\u524d\uff0c\u8bf7\u54a8\u8be2\u60a8\u7684\u4e13\u4e1a\u987e\u95ee\uff0c\u8ba8\u8bba\u60a8\u7684\u6350\u8d60\u76ee\u6807\u4ee5\u53ca IRA \u5206\u914d\u5982\u4f55\u5f71\u54cd\u60a8\u7684\u4e2a\u4eba\u8d22\u52a1\u3002<!-- wp:group --><\/p>\n<section class=\"wp-block-group has-background\"><!-- wp:paragraph -->\u6350\u8d60\u8005\u53ef\u4ee5\u5229\u7528\u51e0\u79cd\u521b\u9020\u6027\u7684\u65b9\u5f0f\uff0c\u901a\u8fc7\u4ed6\u4eec\u7684 IRA \u5411\u57fa\u91d1\u4f1a\u6350\u6b3e\u6765\u6307\u5bfc\u4ed6\u4eec\u7684 QCD\u3002<!-- \/wp:paragraph --> <!-- wp:columns --><\/p>\n<div class=\"wp-block-columns\">\n<p><!-- wp:column {\"width\":\"5%\"} --><\/p>\n<div class=\"wp-block-column\"><\/div>\n<p><!-- \/wp:column --> <!-- wp:column {\"width\":\"95%\"} --><\/p>\n<div class=\"wp-block-column\">\n<p><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>\u5728 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e5%86%b2%e5%87%bb\/%e6%8d%90%e8%b5%a0%e5%a4%a7%e6%97%a5%e5%ad%90\/\">Big Day of Giving \u671f\u95f4<\/a>\u4f7f\u7528\u60a8\u7684 QCD \u652f\u6301\u975e\u8425\u5229\u7ec4\u7ec7\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none\">\n<ul class=\"wp-block-list\">\n<li>\u5411\u6211\u4eec\u4f17\u591a <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e9%9d%9e%e8%90%a5%e5%88%a9%e5%9f%ba%e9%87%91\/\">\u7684\u975e\u8425\u5229\u57fa\u91d1<\/a> \u6216\u5176\u4ed6\u7c7b\u578b\u7684\u6148\u5584\u57fa\u91d1\u4e4b\u4e00\u6350\u6b3e\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --> <!-- wp:list-item --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none\">\n<ul class=\"wp-block-list\">\n<li>\u5efa\u7acb\u4e00\u4e2a\u53ef\u4ee5\u63a5\u53d7 QCD \u7684\u65b0\u57fa\u91d1\uff0c\u4f8b\u5982 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e5%a5%96%e5%ad%a6%e5%9f%ba%e9%87%91\/\">\u5956\u5b66\u91d1 <\/a>\u6216 <a href=\"https:\/\/www.sacregcf.org\/zh-hans\/%e6%8d%90%e5%8a%a9-%e8%80%85\/%e5%85%b4%e8%b6%a3%e5%9f%ba%e9%87%91%e9%a2%86%e5%9f%9f\/\">\u5174\u8da3\u9886\u57df<\/a> \u57fa\u91d1\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --> <!-- wp:paragraph -->\u5f88\u9057\u61be\uff0c\u6350\u8d60\u8005\u5efa\u8bae\u57fa\u91d1 \uff08DAF\uff09 \u4e0d\u63a5\u53d7 QCD\u3002\u7136\u800c\uff0c\u6211\u4eec\u7684 Donor Advised \u57fa\u91d1\u6301\u6709\u4eba\u5df2\u7ecf\u5229\u7528\u8fd9\u4e9b\u66ff\u4ee3\u65b9\u6848\u901a\u8fc7\u57fa\u91d1\u4f1a\u6307\u5bfc\u4ed6\u4eec\u7684 QCD\u3002\u8bf7\u8054\u7cfb\u6211\u4eec\u7684\u56e2\u961f\u8ba8\u8bba\u8fd9\u4e9b\u9009\u9879\u3002  <\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<\/section>\n<p>&nbsp;<\/p>\n<!-- \/wp:group -->                <\/div>\n            <\/div>\n        <\/div>\n    \n    <script>\n        \/\/ Only allow one item to be expanded at a time. Clicking on an item toggles it.\n        jQuery(document).ready(function($) {\n            const updateAccordion = (accordion) => {\n                let answer = $(accordion).find('.rcf-faq-accordion__item__content__answer');\n                if ($(accordion).hasClass('expanded')) {\n                    answer.css('max-height', answer.prop('scrollHeight') + 'px');\n                } else {\n                    \/\/ Set the max height to 0\n                    answer.css('max-height', '0px');\n                }\n            };\n            $('#faq-accordion-block_39ec4758e751daf41120c0219276ef41 .rcf-faq-accordion__item').click(function() {\n                let index = $(this).data('index');\n                $('#faq-accordion-block_39ec4758e751daf41120c0219276ef41 .rcf-faq-accordion__item').each(function() {\n                    if ($(this).data('index') == index) {\n                        $(this).toggleClass('expanded');\n                    } else {\n                        $(this).removeClass('expanded');\n                    }\n                    updateAccordion(this);\n                });\n            });\n\n            \/\/ On page load, update accordions that are expanded\n            $('#faq-accordion-block_39ec4758e751daf41120c0219276ef41 .rcf-faq-accordion__item.expanded').each(function() {\n                updateAccordion(this);\n            });\n        });\n    <\/script>\n<\/div><\/div>\n\n<div style=\"height:96px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-0a7afec4 wp-block-group-is-layout-constrained\" style=\"background-color:#f4f4f4;min-height:480px;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--36);padding-bottom:var(--wp--preset--spacing--16)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-a0b686ce wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--36)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading has-sunny-orange-color has-text-color has-link-color has-x-large-font-size wp-elements-1ee98e8dff1d3832117a7c9386ad27f0\" id=\"Contact\" style=\"margin-top:var(--wp--preset--spacing--16);font-style:normal;font-weight:500\">\u5f00\u59cb\u4f7f\u7528<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u60a8\u7684\u6148\u5584\u4e8b\u4e1a\u662f\u4e2a\u4eba\u7684\u3002 \u60a8\u7684\u652f\u6301\u56e2\u961f\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5145\u6ee1\u4fe1\u5fc3\u5730\u6350\u8d60\u3002<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-41831a70 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--24)\">\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"mailto:info@sacregcf.org\"><img decoding=\"async\" data-src=\"https:\/\/www.sacregcf.org\/wp-content\/uploads\/2023\/12\/Email-Icon-Violet.png\" alt=\"\" class=\"wp-image-3417 lazyload\" style=\"--smush-placeholder-width: 48px; --smush-placeholder-aspect-ratio: 48\/48;width:42px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized has-custom-border\"><a href=\"tel:9169217723\"><img decoding=\"async\" data-src=\"https:\/\/www.sacregcf.org\/wp-content\/uploads\/2023\/12\/Phone-Icon-Violet.png\" alt=\"\" class=\"wp-image-3418 lazyload\" style=\"--smush-placeholder-width: 48px; --smush-placeholder-aspect-ratio: 48\/48;border-style:none;border-width:0px;width:42px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-left is-nowrap is-layout-flex wp-container-core-buttons-is-layout-d36abe1c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button secondary-button\"><a class=\"wp-block-button__link has-contrast-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/outlook.office365.com\/owa\/calendar\/SacramentoRegionCommunityFoundation@sacregcf.org\/bookings\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b89\u6392\u4f1a\u8bae<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class='pt-cv-wrapper'> <div class=\"pt-cv-view pt-cv-blockgrid iscvblock iscvreal grid1 layout1 cveffect-darken pt-cv-center\" id=\"pt-cv-view-pzkv4xmv\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"2\"><div class=\" pt-cv-content-item pt-cv-1-col\"  data-pid=\"787\"><div class=\"pt-cv-thumb-wrapper  \"><a href=\"https:\/\/www.sacregcf.org\/zh-hans\/team-member\/kelly-siefkin\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default\" target=\"_self\" ><img decoding=\"async\" width=\"1366\" height=\"2048\" data-src=\"https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-scaled.jpg.webp\" class=\"pt-cv-thumbnail lazyload\" alt=\"Kelly Siefkin, CFRE\" data-srcset=\"https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-scaled.jpg.webp 1366w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-200x300.jpg.webp 200w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-683x1024.jpg.webp 683w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-768x1151.jpg.webp 768w, https:\/\/www.sacregcf.org\/wp-content\/smush-webp\/2023\/12\/1.-Kelly-Siefkin-2025-1024x1536.jpg.webp 1024w\" data-sizes=\"(max-width: 1366px) 100vw, 1366px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1366px; --smush-placeholder-aspect-ratio: 1366\/2048;\" \/><\/a><\/div>\n<div class=\"pt-cv-taxoterm above_title\"><\/div>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/www.sacregcf.org\/zh-hans\/team-member\/kelly-siefkin\/\" class=\"_self\" target=\"_self\" >Kelly Siefkin, CFRE<\/a><\/h4>\n<div class=\"pt-cv-ctf-list\"><div class=\"pt-cv-custom-fields pt-cv-ctf-title\"><div class=\"pt-cv-ctf-value\">Chief Philanthropy Officer<\/div><\/div><\/div><\/div>\n<div class=\" pt-cv-content-item pt-cv-1-col\"  data-pid=\"811\"><div class=\"pt-cv-thumb-wrapper  \"><a href=\"https:\/\/www.sacregcf.org\/zh-hans\/team-member\/chelsea-fahr\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default\" target=\"_self\" ><img decoding=\"async\" width=\"600\" height=\"776\" 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