{"id":28027,"date":"2025-12-15T11:00:00","date_gmt":"2025-12-15T19:00:00","guid":{"rendered":"https:\/\/www.sacregcf.org\/three-clients-three-solutions-one-common-theme-copy-1\/"},"modified":"2026-06-30T20:11:50","modified_gmt":"2026-07-01T03:11:50","slug":"countdown-to-2026-10-tips-for-charitable-giving","status":"publish","type":"post","link":"https:\/\/www.sacregcf.org\/zh-hans\/countdown-to-2026-10-tips-for-charitable-giving\/","title":{"rendered":"Countdown to 2026: 10 Tips for Charitable Giving\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">At the Foundation, we are honored to work with you, your clients, and so many families, individuals, and businesses to help organize their charitable giving and support favorite nonprofits that make a difference in our community. As the year winds down, keep these 10 tips in mind:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Remember that 2025 is a pivotal year for charitable planning. With more stringent charitable deduction limitations taking effect in 2026 under new tax laws, this year may offer a favorable tax environment for giving<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Work with your tax advisors to evaluate the benefits of \u201cbunching\u201d multiple years of charitable gifts into 2025. By front-loading contributions, especially into DAFs at the Foundation, you may be able to exceed the standard deduction this year and maximize your tax benefits.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use <a href=\"https:\/\/www.sacregcf.org\/donors\/donor-advised-funds\/\">Donor Advised Funds<\/a> to simplify year-end giving. You can make one tax-deductible contribution now, receive the deduction in 2025, and recommend grants to nonprofits over time.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Give appreciated stock instead of cash. Donating <a href=\"https:\/\/www.kiplinger.com\/personal-finance\/charity\/donate-stock-instead-of-cash-to-lower-taxes\">long-term appreciated securities<\/a> to your fund at the Foundation may eliminate capital gains tax and in turn increase charitable impact. Donors should speak with their tax advisors as soon as possible so that these gifts can be processed before the end of the year.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Explore giving from your IRA if you\u2019re 70\u00bd or older. A Qualified Charitable Distribution (<a href=\"https:\/\/moneywise.com\/retirement\/this-simple-little-known-irs-approved-tax-move-takes-the-sting-out-of-rmds-yet-90-of-retired-americans-are-missing-it-are-you-one-of-them\">QCD<\/a>) can reduce taxable income and, if applicable, satisfy required minimum distributions\u2014to the tune of $108,000 per taxpayer in 2025. IRS rules allow you to make QCDs to a wide variety of funds at the Foundation (but not to DAFs).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check to see whether you\u2019ve met your charitable goals for 2025. Our team can help you think through options for this year and begin to coordinate more complex gifts for next year.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Support the community overall by making gifts to the Foundation\u2019s special funds or operations. 2025 has been a tough year for many people in our community, and our team can help you support families in crisis both now and in the future.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review your beneficiary designations. Naming your DAF or another Foundation fund as a beneficiary of an IRA or other retirement account can create meaningful future gifts while reducing the tax burden on heirs.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avoid last-minute surprises. Gifts of complex assets\u2014such as real estate or closely-held stock\u2014require additional steps and a lot of lead time, so contact the Foundation early if you\u2019re considering these options. Even if it is too late to complete these gifts in 2025, start working with the Foundation on options for 2026 gifts.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Above all, lean on the Foundation team! We are here to help you explore the most tax-efficient ways to meet your charitable goals, whether you\u2019re planning year-end gifts, updating a legacy plan, or thinking ahead to the changes coming in 2026.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It is our honor to work with you! Thank you for the opportunity. We look forward to supporting your charitable goals this year and for many years to come.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>As the year winds down, keep these 10 tips in mind.<\/p>\n","protected":false},"author":8,"featured_media":28044,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"tpgb_global_settings":"","_searchwp_excluded":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":"","_links_to":"","_links_to_target":""},"categories":[12],"tags":[],"class_list":["post-28027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisors"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Countdown to 2026: 10 Tips for Charitable Giving\u00a0 - Sacramento Region Community Foundation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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